Ubutyebi is at the forefront of progressive and exciting initiatives.

Facilitate funding for social housing

Walmer | Port Elizabeth

In the social housing sector the objective is to disburse R10m worth of loan funding per annum over a three year period. These loans will be extended to accredited Social Housing Institutions and are repayable at prime + 2% over a three to five year period. Ubutyebi Trust also provides bridging finance to intermediaries repayable at a rate higher than the normal loan portfolio repayable over 6 to 12 Months period.

Depending on the terms and conditions of each project proposal, repayments of the capital portion could be deferred until the end of the contract period. Ubutyebi Trust intends to raise and set aside an amount of R30m (Thirty million Rand) over a period of three years to finance affordable social housing development projects throughout the Metro. Loans and bridging finance will be provided to established and accredited intermediaries servicing the social housing sector within the Metro for on-lending to the end users.

To this end, Ubutyebi Trust has a proud association with Imizi Social Housing Institution through a R10m funding arrangement to facilitate the building of the Walmer Link Project which recently received an award as the best social housing project in South Africa. Imizi is accredited by the Social Housing Regulatory Association (SHRA) as a Social Housing Institution (SHI). The Trust has also extended a loan to assist with part funding of the 368 Unit Fairview Link Project that caters for people in the R3 500 to R15 000 income bracket. Ubutyebi Trust is committed to executing the Human Settlements National Department’s mandate, objectives and goals of providing adequate housing for all the people of South Africa.

The Trust has also extended a loan to assist with part funding of the 368 Unit Fairview Link Project that caters for people in the R3 500 to R15 000 income bracket. Ubutyebi Trust is committed to executing the Human Settlements National Department’s mandate, objectives and goals of providing adequate housing for all the people of South Africa.

Funding environment and waste management projects

Missionvale Care Center

The environmental and waste management program is aimed at funding projects that promote environmentally sustainable human settlements through community waste management initiatives within the Nelson Mandela Bay Metro

The mandate requires Ubutyebi Trust to fund specific projects aimed at cleaning and greening the environment by removing wind strewn litter on commonages, open storm-water canals, cleaning of cemeteries, open spaces and environmentally sensitive areas, sweeping of streets, cleaning of wetlands and development of community parks around poor communities.

The objective is to diversify the economy through funding of environmental projects or programs that promote re-use, reduce and recycling of waste whilst injecting the much needed economic benefits to Co-operatives and SMMEs involved cleaning and greening of poor communities within the Metro.

Funding environment and waste management projects

Missionvale Care Center

The NGO Support Program is aimed at contributing towards strengthening NGO capacities involved in direct service provision to poor communities. The mandate requires Ubutyebi Trust to build and enhance capacities of these organisations through well-designed and effectively executed capacity building interventions to strengthen organisational efficiency, operational excellence and sustainability to better deliver services to poor communities.

Technical support - Finance and facilitation

Missionvale Care Center

The housing research & development and technical support program is aimed at providing a research and development together with a technical support platform for the benefit of NGOs and other community based organisations and self-help initiatives within the Nelson Mandela Bay Metro.

The mandate requires Ubutyebi Trust to establish technical support centres in and around major townships within the Metro to provide technical assistance to self-help community housing groups and initiatives. The Trust is committed to employing unemployed graduates in and around poor communities to provide such support, give special advice, provide research and development services and consumer education.

Areas targeted for the establishment of technical centres include two in Uitenhage (Kwa-Nobuhle and Langa), three in Port Elizabeth (Motherwell, Northern Areas and Warmer) and one in Dispatch.

Ubutyebi Trust will provide R300 000 to build each centre in each of the designated areas. The Trust will raise and set aside an amount of R2m for research and development purposes and R3m for the establishment and running of technical centres over a period of three years. In order to recoup costs, the Trust will levy 2% for every disbursement made in the realisation of these centres on a “fees-for-services” basis.

Contractor support facilitation

Missionvale Care Center

In the construction sector the objective is to disburse R10m worth of loan funding per annum over a three year period. These loans will be extended to established Contracting Agents and are repayable at prime + 2% over a three to five year period.

To this end, the Trust has provided funding in the form of a R1.5m loan to HJS, a Contracting Agent based in the Nelson Mandela Bay Metro for on-lending to 150 (one hundred and fifty) emerging contractors within the Metro. HJS provides loans to members of NAFCOC Construction in the form of bridging finance (for building materials and labour) repayable over a period of 6 to 8 months.

HJS has about 200 contractors, mainly CIDB grades 1 to 5, on their loan book and provide up to 65% of the total project amount under a cession regime. Loans are only provided to contractors on production of letters of appointment or sub-contracting contracts. Precisely because of the cession agreement, repayment performance is very good.

This means that HJS’s, and by extension Ubutyebi Trust’s, risk exposure is minimal. Through the Contactor Support Program, Ubutyebi Trust intends to raise and set aside an amount of R30m (Thirty million Rand) over a period of three years to finance emerging contractors and deserving community groups throughout the Metro.

Micro Financing

Missionvale Care Center

In the microfinance sector the objective is to disburse R20m worth of loan funding over a three year period. These loans will be extended to established intermediaries, (Micro Finance Institutions and Retail Finance Institutions), and are repayable at prime + 2% over a three to five year period.

To this end, the Trust has provided funding in the form of a R10m home improvement loan to Kuyasa Fund, an intermediary micro-lending institution based in the Nelson Mandela Bay Metro for on-lending to households and working poor within the Metro. Through the Microfinance Program, Ubutyebi Trust intends to raise and set aside an amount of R20m (Twenty million Rand) over a period of three years to fund poor households and working poor throughout the NMB Metro.

Research and development fund

Missionvale Care Center

The housing research & development and technical support program is aimed at providing a research and development together with a technical support platform for the benefit of NGOs and other community based organisations and self-help initiatives within the Nelson Mandela Bay Metro.

The mandate requires Ubutyebi Trust to establish technical support centres in and around major townships within the Metro to provide technical assistance to self-help community housing groups and initiatives. The Trust is committed to employing unemployed graduates in and around poor communities to provide such support, give special advice, provide research and development services and consumer education. Areas targeted for the establishment of technical centres include two in Uitenhage (Kwa-Nobuhle and Langa), three in Port Elizabeth (Motherwell, Northern Areas and Warmer) and one in Dispatch.

Ubutyebi Trust will provide R300 000 to build each centre in each of the designated areas. The Trust will raise and set aside an amount of R2m for research and development purposes and R3m for the establishment and running of technical centres over a period of three years. In order to recoup costs, the Trust will levy 2% for every disbursement made in the realisation of these centres on a “fees-for-services” basis.

Food & Security

Missionvale Care Center

Ubutyebi Trust food security and poverty alleviation program is aimed at supporting intermediaries to act as project leaders or implementing agents for the Trust to manage NGOs and /or co-operatives involved in food production initiatives to enable them to develop their capacity to produce food for poor communities.

The Trust will provide assistance in the following areas:

  • Finance

  • Access to land

  • Inputs

  • Equipment & seed

  • Sales

  • Access to markets

The Trust will raise and set aside R4m over three years in order to pursue this mandate. The institutional arrangement is for the Trust to appoint project leaders or implementing agents who are experts in agricultural food crop production, project management, logistics, access to markets, etc. to manage NGOs and /or co-operatives at or near identified urban agricultural corridors within the Metro to produce crop products at a scale that will significantly reduce, alleviate, eradicate and eventually lay a firm base for food security and food sovereignty for the people of the Metro.

Assistance for the vulnerable

Missionvale Care Center

Ubutyebi Trust housing for destitute program is aimed at providing housing for the poorest of the poor, the destitute, those whose existing housing structures are decimated by vis majore and other natural disasters and generally poor people who fall through the cracks in the Municipal Human Settlements program.

The idea is to identify deserving candidates for provision of R120 000 worth housing unit structures at the rate of about 50 housing units per annum over the three years period. The Trust will raise and set aside an amount of about R18m over three years to build houses for the above class of people. The Trust hopes to recoup monies disbursed for this purpose from the NMB municipality as provision of such housing need is the sole mandate of the Metro.

Beneficiaries must essentially be people who otherwise qualify for the RDP housing subsidy. The Trust hopes to make savings of about R10 000 per unit through the speedy implementation of housing delivery process of each housing unit. Consultants have been engaged to conduct a housing needs analysis within the Metro for the identification of deserving beneficiaries over the next three years.

To ensure maximum claim success rate from the Municipality, the Trust will have to consult and agree on beneficiary identification with NMB Metro at pre-approval stage. Approvals for the building of houses for the destitute will be made by the Trust subject to commitment by the NMB Metro to reimburse the Trust on completion of each housing unit.

Ubutyebi Trust will provide R120 000 to build each housing unit within the Metro. The Trust will also engage the Provincial Emergency Fund to act as its agent in the building of disaster affected housed within the Metro subject to reimbursement by the Fund. The Trust, again, hopes to leverage on savings achieved in the speedy erection and completion of such structures thereby realising at least R10 000 profit per structure. In addition and in order to recoup costs, the Trust will levy 2% for every disbursement made in the building of these housing units on a “fees-for-services” basis.

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